What is Retirement Planning? Retirement is one of life's biggest events. But contrary to what some may believe, simply saving money is not enough to guarantee a comfortable retirement. Retirement planning means envisioning your ideal future and initiating a sensible and active plan to achieve it.

How DoesRetirement Planning Work? There are three basic steps to retirement planning. They are:
1. Setting your retirement goals based on your ideal vision for the future
2. Determining the amount of wealth needed to reach your retirement goals
3. Formulating an investment plan to reach your financial goal

Why Do I Need Retirement Planning? Everyone wants a comfortable retirement, but not everyone is able to reach that goal. This may be due to several common pitfalls such as (1) starting your retirement plan too late; (2) saving too little; (3) and investing too conservatively. Early and sensible retirement planning can help you avoid these pitfalls and guarantee you a future to look forward to.

How Can We Help? FQ Life understands the importance of ensuring a comfortable quality of life after one's work life ends. We believe a solid retirement plan is key to securing happiness for the future and financial peace of mind in the present. We will personally help you work through the process of planning for your retirement by formulating a plan based on all your retirement goals.
Questions We Can Answer:
1. What are my retirement goals?
2. How much wealth will I need to reach my goals?
3. How can I invest to accumulate sufficient wealth for retirement?
4. What is the best way to achieve financial freedom or independence after I retire?
5. Which investment vehicles are best for various life cycles?
6. What annuity plan or MPF provider should I choose?